SBI SO Salary 2026: In-Hand Pay, Allowances, Job Profile & Perks

Feb 2, 2026, 12:03 IST

SBI SO Salary 2026: SBI aims to fill 996 vacancies for Specialist Cadre Officers. Annual CTC for the post ranges between INR 6.20 lakh and INR 44.70 Lakh per annum. Check SBI SO Salary, Job Profile, Allowances, and more here.

SBI SO Salary
SBI SO Salary

SBI SO Salary: State Bank of India has recently invited applications for the recruitment of Specialist Cadre Officers posts on a contract basis. A total of 996 vacancies have been released for the SBI SO post. Candidates eyeing this post should check the SBI SO salary and job profile before applying. The annual CTC of SBI Specialist Officers ranges between INR 6.20 lakh and INR 44.70 Lakh per annum. Along with fixed pay, the appointed candidates will be entitled to various allowances, performance-linked pay, and an annual increment band. Scroll down for complete details of SBI SO salary, job profile and other benefits.

SBI SO Salary

The SBI SO recruitment drive attracts a huge number of applicants looking for higher pay and long-term benefits. It has released 996 vacancies for posts like VP Wealth (SRM), AVP Wealth (RM), and Customer Relationship Executive. As per the notification, the annual CTC is negotiable. It is based on the experience & current emoluments of aspirants in the present employment and job location. However, the SBI SO salary varies as per the post. There shall be a contract period of 5 years for this post. It may be renewed for another 4 years at the bank’s discretion, subject to the fulfilment of any such criteria as may be decided by the Bank.

What is the Salary Structure for SBI Specialist Cadre Officers Posts?

The SBI SO salary structure includes various components such as fixed pay, conveyance, mobile, medical allowances, performance-linked pay, and annual increment band. To put it simply, the fixed pay for the VP Wealth (SRM) role is higher than that of the AVP Wealth (RM) and CRE posts. The VP Wealth position offers a fixed pay of INR 30 lakh. On the other hand, the AVP Wealth (RM) and Customer Relationship Executive roles offer INR 20 lakh and INR 4 lakh, respectively. Check the salary for the SBI SO post in detail below:

Post

Bifurcation of Annual CTC (Maximum Limit)

VP Wealth (SRM)

Fixed Pay

INR 30.00 Lakhs

Conveyance, Mobile, Medical Allowances

INR 1.16 Lakhs

Performance Linked Pay

45% of Fixed Pay

Annual Increment Band

0% to 25%

AVP Wealth (RM)

Fixed Pay

INR 20.00 Lakhs

Conveyance, Mobile, Medical Allowances

INR 1.16 Lakhs

Performance Linked Pay

45% of Fixed Pay

Annual Increment Band

0% to 25%

Customer Relationship Executive

Fixed Pay

INR 4.00 Lakhs

Conveyance, Mobile, Medical Allowances

INR 0.77 Lakhs

Performance Linked Pay

35% of Fixed Pay

Annual Increment Band

0% to 25%

SBI SO Salary Per Month

The SBI SO salary per month varies as per the post. It is calculated after adding basic pay, allowances, and other incentives. VP Wealth (SRM) post offers fixed pay of INR 30 LPA, which comes to roughly INR 2.5 Lakh per month plus other allowances. Similarly, the AVP Wealth (RM) has a fixed pay of INR 20 LPA, translating to an in-hand salary of about INR 1.6 Lakh per month + various allowances. The Customer Relationship Executive role offers fixed pay of INR 4 LPA, which comes to nearly INR 33k per month + other allowances.

What is the Annual Package for the SBI SO Post?

The annual package differs as per the SBI SO posts. VP Wealth (SRM) roles offer a higher annual CTC compared to the AVP Wealth (RM) and the Customer Relationship Executive positions. Check below the annual package for SBI Specialist Cadre Officers posts:

Post Name

CTC Upper Range

VP Wealth (SRM)

INR 44.70 Lakhs

AVP Wealth (RM)

INR 30.20 Lakhs

Customer Relationship Executive

INR 6.20 Lakhs

SBI SO Salary: Perks & Allowances

Along with fixed pay, selected candidates will also receive various allowances as part of their monthly salary. These allowances support better performance and enhance the employees’ standard of living. SBI SO employees will be eligible for Performance Linked Pay and Annual Increment based on the performance rating measured as per the bank’s policy. The list of perks and allowances included in the SBI SO salary per month is:

  • Conveyance Allowances

  • Mobile Allowances

  • Medical Allowances

  • Performance Linked Pay

  • Annual Increment Band

  • Other Allowances

SBI SO Job Profile

State Bank of India has announced the SBI SO job profile in the official notification PDF. Candidates should read the requirements to check whether they match their career goals. The roles, responsibilities, and functions vary as per the post. Check out the post-wise SBI SO Job Profile in the table below:

Post Name

Job Profile

VP Wealth (SRM) & AVP Wealth (RM)

Handle the branch’s clients who are classified as Affluent/UHNI/HNI.

Carry out Financial Needs Analysis and Risk Profiling for portfolio clients.

Organise branch Insurance & Investment seminars to enhance financial awareness.

Customer Relationship Executive

Assist RMs with document collection and delivery for Wealth Clients.

Door-step Banking to Clients.

Support Service Managers in completing onboarding documentation.

Meenu Solanki
Meenu Solanki

Assistant Manager

"Meenu Solanki dons many hats – writer, graphic designer, editor, and SEO expert. She has over 7 years of experience in crafting creative yet impactful content for various domains. She specializes in writing informative content and study materials for SSC, banking, teaching, and railway exams. Writing aside, she finds solace in the world of books, exploring nature's beauty, and sipping coffee that fuels her creativity.
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FAQs

  • What allowances are included in the SBI SO Salary?
    +
    Benefits like conveyance, mobile, and medical allowances are part of the SBI SO monthly salary.
  • What is the SBI SO salary?
    +
    SBI SO salary varies as per the post. The annual CTC of SBI Specialist Officers ranges between INR 6.20 lakh and INR 44.70 Lakh per annum.

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